
12 Abbott Street Gardner — Photo 1 of 23
$549,900
Investment Analysis — 12 Abbott Street
Gardner, MA 01440
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 2.32% cap rate and $12,740/yr in estimated NOI at the $549,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2
SqFt
2,587
Style
Single Family
Built
1880
Showings begin with Open House Thursday, September 24th from 4:00 to 5:30. Pride of ownership shines throughout this prestigious property, lovingly maintained by the same family for decades. You are welcomed by a lovely covered front porch, setting the tone for the warmth and character found throughout this special home. The first floor offers an inviting and spacious layout designed for both everyday living and entertaining. Features include a fireplaced living room, sunroom, formal dining room, family room, and a wonderful 3-season room. The eat-in kitchen with stove as well as Jenn Air cooktop, built in wine rack and an abundace of counter/work space includes a convenient office area and provides direct access to the backyard, where you'll find a private in-ground pool — perfect for summer enjoyment and entertaining family and friends. A full bath completes the first floor. The second floor offers a spacious primary bedroom, two additional bedrooms, and a second full bath. Walk-in and walk-up attic spaces provide an abundance of additional storage and offer excellent potential for future use. Beautiful hardwood floors throughout add timeless appeal, while an abundance of closets and storage spaces provides plenty of room to keep everything organized. A one-car garage/workshop offers added convenience and flexibility for hobbies, projects, or storage. Location is another standout feature, with the property situated just steps from Park Street Park. Enjoy waterviews of Crystal Lake, along with picnic tables, swing sets, benches, and walking trails — providing wonderful opportunities to enjoy the outdoors just moments from home. A cherished home filled with character, spacious living areas, hardwood floors, excellent storage, a private in-ground pool, and a desirable location — ready to begin its next chapter.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,587 sq ft principal dwelling). Lot size: 8,452 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range • Dishwasher • Refrigerator
Neighborhood
Shopping • Pool • Park • Walk/Jog Trails • Golf • Medical Facility
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Hardwood
Dining Room
Lvl FirstCeiling Fan(s), Flooring - Hardwood
Kitchen
Lvl FirstFlooring - Vinyl, Window(s) - Bay/Bow/Box, Dining Area, Closet - Double
Office
Lvl FirstFlooring - Hardwood
Family Room
Lvl FirstFlooring - Hardwood
Primary Bedroom
Lvl SecondCloset/Cabinets - Custom Built, Flooring - Wall to Wall Carpet
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondFlooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Listing Agent: Wendy Poudrette
Listing Office: Foster-Healey Real Estate
MLS® Number: 73580222