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4 Days on market
12 Abbott Street Gardner — Photo 1 of 23

12 Abbott Street Gardner — Photo 1 of 23

$549,900

Investment Analysis — 12 Abbott Street

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 2.32% cap rate and $12,740/yr in estimated NOI at the $549,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2

SqFt

2,587

Style

Single Family

Built

1880

Showings begin with Open House Thursday, September 24th from 4:00 to 5:30. Pride of ownership shines throughout this prestigious property, lovingly maintained by the same family for decades. You are welcomed by a lovely covered front porch, setting the tone for the warmth and character found throughout this special home. The first floor offers an inviting and spacious layout designed for both everyday living and entertaining. Features include a fireplaced living room, sunroom, formal dining room, family room, and a wonderful 3-season room. The eat-in kitchen with stove as well as Jenn Air cooktop, built in wine rack and an abundace of counter/work space includes a convenient office area and provides direct access to the backyard, where you'll find a private in-ground pool — perfect for summer enjoyment and entertaining family and friends. A full bath completes the first floor. The second floor offers a spacious primary bedroom, two additional bedrooms, and a second full bath. Walk-in and walk-up attic spaces provide an abundance of additional storage and offer excellent potential for future use. Beautiful hardwood floors throughout add timeless appeal, while an abundance of closets and storage spaces provides plenty of room to keep everything organized. A one-car garage/workshop offers added convenience and flexibility for hobbies, projects, or storage. Location is another standout feature, with the property situated just steps from Park Street Park. Enjoy waterviews of Crystal Lake, along with picnic tables, swing sets, benches, and walking trails — providing wonderful opportunities to enjoy the outdoors just moments from home. A cherished home filled with character, spacious living areas, hardwood floors, excellent storage, a private in-ground pool, and a desirable location — ready to begin its next chapter.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,587 sq ft principal dwelling). Lot size: 8,452 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Immersive Experience

Open Houses

Property Details

Financials

Original Price$549,900
Annual Taxes$5,500

Parking

Garage1
Off-Street4

Interior Specifications

Total Rooms8
Fireplaces1
FlooringTile, Carpet, Hardwood, Flooring - Hardwood
BasementUnfinished

Climate & Utilities

HeatingSteam, Oil
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter, Brick/Mortar
ZoningR1

Property & Lot

Acres0.19
SqFt Lot8,452
Lot FeaturesCorner Lot

Amenities & Appliances

Range • Dishwasher • Refrigerator

Neighborhood

Shopping • Pool • Park • Walk/Jog Trails • Golf • Medical Facility

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bathroom 2
First
Living RoomDining RoomKitchenOfficeFamily RoomBathroom 1
Living Room
Lvl First

Flooring - Hardwood

Dining Room
Lvl First

Ceiling Fan(s), Flooring - Hardwood

Kitchen
Lvl First

Flooring - Vinyl, Window(s) - Bay/Bow/Box, Dining Area, Closet - Double

Office
Lvl First

Flooring - Hardwood

Family Room
Lvl First

Flooring - Hardwood

Primary Bedroom
Lvl Second

Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Flooring - Hardwood

Bathroom 1
Lvl First

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Wendy Poudrette

Listing Office: Foster-Healey Real Estate

MLS® Number: 73580222