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12 Middleton Street Millbury — Photo 1 of 27

12 Middleton Street Millbury — Photo 1 of 27

$369,900

Investment Analysis — 12 Middleton Street

Millbury, MA 01527

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01527 carries an estimated $2,580/mo in gross rent — about a 5.16% cap rate and $19,073/yr in estimated NOI at the $369,900 list price. Adjust every assumption in the calculator below.

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Beds

3

Baths

2

SqFt

1,280

Style

Single Family

Built

1920

Constructed in 1920, this classic 1280 sq ft bungalow is situated on a generous 21,789 square foot lot. Great commuter location minutes to the Mass Pike, Routes 20, 290 and 495 in addition to the N. Grafton commuter train. This cozy home is currently being used as a single family residence however, has the potential for an in-law suite or mortgage helper. This versatile home has two good sized bedrooms with skylights located on the second floor. The first floor features an eat-in kitchen with built in hutch, family room with charming beamed ceiling, built-in shelving and updated bay window. Remodeled full bath. An additional bedroom with appealing built-in storage, kitchenette, and full bath are also located on the first floor. Many updates include furnace/2022, hot water tank/2023, exterior paint/2025, side entrance porch/2026. Updated Harvey windows. Don't miss the opportunity to see this affordable home in a great neighborhood! Showing begin @ OH Sat 11-1

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 640 sq ft (the lesser of 900 sq ft or half the 1,280 sq ft principal dwelling). Lot size: 21,780 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$369,900
Annual Taxes$4,457

Parking

Garage0
Off-Street4

Interior Specifications

Total Rooms7
FireplacesNone
FlooringWood, Vinyl
BasementFull

Climate & Utilities

HeatingOil
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
Zoningres

Property & Lot

Acres0.5
SqFt Lot21,780
Lot Features--

Amenities & Appliances

Water Heater • Range • Refrigerator

Neighborhood

Golf • Medical Facility • Highway Access • House of Worship • Public School • T-Station

Geography

Floorplan Breakdown

Structural Layout

Second
Bedroom 2Bedroom 3
First
KitchenFamily RoomPrimary Bedroom
Kitchen
Lvl First

Beamed Ceilings, Pantry

Family Room
Lvl First

Beamed Ceilings, Flooring - Wood, Window(s) - Bay/Bow/Box

Primary Bedroom
Lvl First

Flooring - Wood

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Skylight

Listing Provided By

Listing Agent: Cheryl Fleming

Listing Office: REMAX Executive Realty

MLS® Number: 73581657