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9 Days on market
186 High St Chelmsford — Photo 1 of 42

186 High St Chelmsford — Photo 1 of 42

$699,000

Investment Analysis — 186 High St

Chelmsford, MA 01824

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01824 carries an estimated $3,480/mo in gross rent — about a 3.25% cap rate and $22,705/yr in estimated NOI at the $699,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2

SqFt

1,382

Style

Single Family

Built

1965

It’s hard to beat the perks of a nicely updated Split-Level, and 186 High Street makes a good case for the style. The main level keeps everyday life within reach, with the living room and fireplace, dining area, and modern kitchen flowing together, while three bedrooms and a recently renovated bath sit just down the hall. Refinished hardwood floors and thoughtful updates bring character to the space. Downstairs, a versatile family room offers privacy and flexibility without feeling disconnected. A second full bath, laundry, storage, and direct access to the heated garage make good use of the lower level. Add a bright screened-in porch, nearly an acre of fenced-in yard with a patio, hot tub and built-in firepit, and you’re beginning to envision your downtime here. The woods out back bring a changing view with the seasons, while the perennials have a way of surprising you with something new throughout the year. Commuting days are easier with nearby highway access, and weekend rides for coffee in Chelmsford Center get a welcome shortcut via the Bruce Freeman Rail Trail, less than five minutes down the street. Owned Tesla solar panels with Powerwall backup and lower energy bills, central air, and well-kept systems bring the practical side together. With much of the important work already done, you can get straight to the good part of living here.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 691 sq ft (the lesser of 900 sq ft or half the 1,382 sq ft principal dwelling). Lot size: 42,819 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$699,000
Annual Taxes$9,033

Parking

Garage1
Off-Street4

Interior Specifications

Total Rooms6
Fireplaces1
FlooringTile, Hardwood
BasementPartially Finished, Interior Entry, Garage Access, Sump Pump

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRB

Property & Lot

Acres0.98
SqFt Lot42,819
Lot Features--

Amenities & Appliances

Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails

Geography

Floorplan Breakdown

Structural Layout

First
Dining RoomPrimary BedroomBedroom 2Bedroom 3Bathroom 1
Basement
Family RoomBathroom 2
Main,First
Living RoomKitchen
Living Room
Lvl Main,First

14.583333333 x 13.5

Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access, Recessed Lighting

Dining Room
Lvl First

9.833333333 x 7.916666666

Flooring - Hardwood, Exterior Access, Lighting - Pendant

Kitchen
Lvl Main,First

12.083333333 x 9.833333333

Flooring - Stone/Ceramic Tile

Family Room
Lvl Basement

21.25 x 9

Closet, Flooring - Stone/Ceramic Tile

Primary Bedroom
Lvl First

14.916666666 x 9.416666666

Closet, Flooring - Hardwood

Bedroom 2
Lvl First

13.5 x 9.666666666

Bedroom 3
Lvl First

9.916666666 x 9.083333333

Closet, Flooring - Hardwood

Bathroom 1
Lvl First

9.333333333 x 7.083333333

Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity, Recessed Lighting

Bathroom 2
Lvl Basement

6.916666666 x 6.666666666

Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Thais Collins

Listing Office: Compass

MLS® Number: 73578438