20 Elm St Dracut — Photo 1 of 38
$519,000
Investment Analysis — 20 Elm St
Dracut, MA 01826
Based on HUD Small Area Fair Market Rent for Lawrence, MA-NH HUD Metro FMR Area, a 2-bedroom in 01826 carries an estimated $2,330/mo in gross rent — about a 3.22% cap rate and $16,723/yr in estimated NOI at the $519,000 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1.5
SqFt
1,322
Style
Single Family
Built
1992
Welcome home to this charming RANCH built in 1992 and set on a spacious, level lot in a desirable Dracut neighborhood. Offering a wonderful OPEN FLOOR PLAN and easy SINGLE LEVEL LIVING, this 2-bedroom, 1.5-bath home is ready for your personal touches. The spacious kitchen features a LARGE CENTER ISLAND and NEWER STAINLESS REFRIGERATOR and flows seamlessly into the living and dining areas, where a beautiful Tiffany-style lamp adds character and charm. The generously sized primary bedroom features a WALK-IN CLOSET, while the full bath offers a convenient TUB CUTOUT for easier step-in access. Outside, a backyard patio and flat yard provide plenty of space to relax and enjoy the outdoors. A spacious 2-CAR GARAGE offers ample parking and storage. Notable improvements include a 2024 ENERGY-EFFICIENT HEAT PUMP providing both heating and CENTRAL A/C, along with an approximately 3-YEAR-OLD ROOF. Conveniently located near schools, shopping, restaurants, public transportation and commuter routes and with easy access to TAX-FREE NH SHOPPING. Bring your ideas and make it your own - this home offers a wonderful opportunity to add your personal style while building equity. Open Houses Friday 5–7pm and Saturday & Sunday 11am–1pm.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 661 sq ft (the lesser of 900 sq ft or half the 1,322 sq ft principal dwelling). Lot size: 7,240 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator • Dryer
Neighborhood
Public Transportation • Shopping • Park • House of Worship • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstCeiling Fan(s), Flooring - Wall to Wall Carpet, Open Floorplan
Dining Room
Lvl FirstFlooring - Wall to Wall Carpet, Exterior Access, Open Floorplan, Decorative Molding
Kitchen
Lvl FirstFlooring - Vinyl, Kitchen Island, Open Floorplan, Recessed Lighting, Gas Stove, Lighting - Overhead
Primary Bedroom
Lvl FirstCeiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
Bedroom 2
Lvl FirstBathroom 1
Lvl FirstBathroom - Full, Flooring - Vinyl
Bathroom 2
Lvl FirstBathroom - Half, Flooring - Vinyl
Listing Agent: Amy Mora
Listing Office: Keller Williams Realty-Merrimack
MLS® Number: 73581629