
22 Garfield Road Belmont — Photo 1 of 39
$2,560,000
Investment Analysis — 22 Garfield Road
Belmont, MA 02478 — Belmont Hill
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 02478 carries an estimated $4,420/mo in gross rent — about a 0.46% cap rate and $11,742/yr in estimated NOI at the $2,560,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
3.5
SqFt
4,022
Style
Single Family
Built
1936
Beautifully renovated and warm, this classic c.1936 center-entrance Colonial is nestled at the end of a quiet way on a 12,614 SF lot. Offering 4,022 SF of beautiful, functional living space on four levels, the flexible floor plan easily adapts to changing needs with 4-5 bedrooms and multiple options for home offices, guests, au pair, extended family or home business. A significant renovation by the current owners transformed the heart of the home, creating a gorgeous chef’s kitchen with high-quality solid wood cabinetry, quartz counters, pantry and Thermador and Bosch appliances, opened up to the dining room and flowing into the spacious family room with a vaulted ceiling and majestic stone wood-burning fireplace as its centerpiece. The reconfigured rear entry is now home to a functional mudroom and stylish powder room. An inviting living room and serene sunroom complete the first floor. The primary suite features a private bath and walk-in closet. The third-floor suite offers a bedroom, full bath and sitting room easily converted to a 5th bedroom. The lower level includes a bright, large recreation room with oversized windows, plus another finished room with a wood-burning fireplace, recently used as a gym and offering many possibilities, including a home theater. Thoughtful, future-ready improvements include energy-efficient heat pumps providing heating and air conditioning, heat-pump hot water, owned rooftop solar and EV charging—no fossil fuels. A composite deck overlooks the yard with attractive mature landscaping, and a two-car garage adds convenience. From the property, a wooded footpath offers a convenient shortcut to Belmont Center shops, restaurants and services. Bus service to Harvard Square, commuter rail service to Porter Square and North Station and easy access to Route 2 provide multiple transportation options. An exceptional combination of beautifully designed living space, remarkable flexibility, energy efficiency and a peaceful setting close to the heart of Belmont.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 4,022 sq ft principal dwelling). Lot size: 12,614 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Water Heater • Dishwasher • Disposal • Range • Refrigerator • Washer • Dryer • Range Hood
Neighborhood
Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First13 x 25
Closet/Cabinets - Custom Built, Flooring - Hardwood
Dining Room
Lvl First12 x 13
Flooring - Hardwood, Open Floorplan, Lighting - Overhead
Kitchen
Lvl First13 x 13
Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant
Office
Lvl Second8 x 12
Closet, Flooring - Hardwood, Recessed Lighting
Family Room
Lvl First19 x 23
Ceiling Fan(s), Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Flooring - Wood, Balcony / Deck, Exterior Access, Recessed Lighting
Primary Bedroom
Lvl Second13 x 19
Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead
Bedroom 2
Lvl Second12 x 13
Bedroom 3
Lvl Second10 x 13
Closet, Flooring - Hardwood, Lighting - Overhead
Bedroom 4
Lvl Third14 x 16
Flooring - Wall to Wall Carpet, Lighting - Overhead, Closet - Double
Bathroom 1
Lvl FirstBathroom - Half, Flooring - Stone/Ceramic Tile
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
Bathroom 3
Lvl SecondBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
Listing Agent: Tracy Boehme
Listing Office: Keller Williams Realty Boston Northwest
MLS® Number: 73581804