
323 Pearl St Gardner — Photo 1 of 32
$330,000
Investment Analysis — 323 Pearl St
Gardner, MA 01440
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 2-bedroom in 01440 carries an estimated $1,560/mo in gross rent — about a 3.09% cap rate and $10,188/yr in estimated NOI at the $330,000 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
1,148
Style
Single Family
Built
1947
Charming character meets modern convenience in this beautifully updated home! From the moment you arrive, the inviting enclosed front porch sets the tone for a home that perfectly blends classic charm with thoughtful updates. Step inside to find gleaming hardwood floors throughout and a bright, comfortable layout with plenty of natural light. The renovated kitchen features crisp cabinetry with under cabinet lighting, granite countertops and newer black slate appliances, creating a stylish and functional space for everyday living and entertaining. The spacious first floor bathroom offers the added convenience of first floor laundry, making daily life just a little easier. Upstairs, you'll find two comfortable bedrooms. And the updates don't stop at the cosmetics Harvey windows, siding, gutters, insulation, water heater and oil tank have all been updated, giving buyers added peace of mind, Throughout the home, you'll appreciate the combination of updated finishes, classic details, and the warmth that makes this house feel like home. And don't overlook the enclosed front porch- the perfect spot for your morning coffee, relaxing with a book, or enjoying the changing seasons. Updated, move-in ready, and full of charm this is one you won't want to miss!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 574 sq ft (the lesser of 900 sq ft or half the 1,148 sq ft principal dwelling). Lot size: 10,901 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer • Plumbed For Ice Maker
Neighborhood
Park • Walk/Jog Trails • Highway Access • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First13 x 11
Flooring - Hardwood
Dining Room
Lvl First13 x 12
Flooring - Hardwood, Slider
Kitchen
Lvl First14 x 9
Flooring - Hardwood, Exterior Access, Stainless Steel Appliances
Primary Bedroom
Lvl Second13 x 9
Closet, Flooring - Hardwood
Bedroom 2
Lvl Second10 x 9
Bathroom 1
Lvl First14 x 10
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup
Listing Agent: Team Molet
Listing Office: Keller Williams Realty North Central
MLS® Number: 73580807