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4 Carter Rd Worcester — Photo 1 of 36

4 Carter Rd Worcester — Photo 1 of 36

$589,900

Investment Analysis — 4 Carter Rd

Worcester, MA 01609

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01609 carries an estimated $2,650/mo in gross rent — about a 3.07% cap rate and $18,086/yr in estimated NOI at the $589,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

2,132

Style

Single Family

Built

1965

Welcome to this beautifully maintained, move-in-ready raised ranch situated in a highly desirable neighborhood on Worcester’s West Side. Tucked away just off Salisbury Street, this exceptional property offers the perfect balance of suburban tranquility, immediate access to local walking trails (Moreland Woods), and premier convenience. Just minutes to Assumption, WPI, WSU, UMass Medical and 290/190. The bright and airy upper level features sleek hardwood floors throughout, seamlessly connecting the spacious fireplaced living room to the central dining area. Cooking and entertaining are effortless in the updated eat-in kitchen, complete with a functional peninsula and spot for barstools.Three generously sized bedrooms and a full bath complete this level. Downstairs, the versatile lower level expands your living space with a private fourth bedroom, a large laundry room with a convenient half bath, and a dedicated home gym setup featuring its own full bathroom.Stepping outside, you will find an expansive, fully fenced-in backyard that serves as a private oasis, highlighted by a magnificent stone patio area and deck perfect for outdoor dining and entertaining. Adding incredible long-term value, this oversized lot offers potential for a future land split. Complete with a one-car attached garage, this West Side gem delivers a rare combination of space, updates, and versatility. See attached list of updates. Easy to show. Quick closing possible. Don't wait!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,132 sq ft principal dwelling). Lot size: 32,106 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$589,900
Annual Taxes$6,082

Parking

Garage1
Off-Street5

Interior Specifications

Total Rooms10
Fireplaces2
FlooringTile, Laminate, Hardwood, Flooring - Hardwood
BasementFull, Partially Finished, Walk-Out Access, Garage Access

Climate & Utilities

HeatingBaseboard, Natural Gas
CoolingWall Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRS-10

Property & Lot

Acres0.74
SqFt Lot32,106
Lot Features--

Amenities & Appliances

Gas Water Heater • Oven • Dishwasher • Disposal • Microwave • Range • Refrigerator • Washer • Dryer • Range Hood

Geography

Floorplan Breakdown

Structural Layout

First
Living RoomDining RoomKitchenPrimary BedroomBedroom 2Bedroom 3Bathroom 1
Basement
Family RoomBedroom 4Bathroom 2Bathroom 3
Living Room
Lvl First

Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box

Dining Room
Lvl First

Flooring - Hardwood, Slider, Lighting - Overhead

Kitchen
Lvl First

Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Exterior Access, Stainless Steel Appliances, Peninsula

Family Room
Lvl Basement

Closet, Flooring - Laminate

Primary Bedroom
Lvl First

Closet, Flooring - Hardwood, Lighting - Overhead

Bedroom 2
Lvl First
Bedroom 3
Lvl First

Closet, Flooring - Hardwood

Bedroom 4
Lvl Basement

Closet, Flooring - Stone/Ceramic Tile, Exterior Access, Slider

Bathroom 1
Lvl First

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Double Vanity

Bathroom 2
Lvl Basement

Bathroom - Half, Flooring - Laminate

Bathroom 3
Lvl Basement

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Laminate

Listing Provided By

Listing Agent: Gina B. Lewis

Listing Office: ERA Key Realty Services - Worcester

MLS® Number: 73578907