
55 Clover St Worcester — Photo 1 of 35
$389,900
Investment Analysis — 55 Clover St
Worcester, MA 01603
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01603 carries an estimated $2,420/mo in gross rent — about a 4.40% cap rate and $17,160/yr in estimated NOI at the $389,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1
SqFt
1,729
Style
Single Family
Built
1920
Bring your vision and make this one your own! This charming 3-bedroom, 1-bath home is filled with character and offers a great opportunity for buyers looking to add their own style and finishing touches. While the interior would benefit from cosmetic updating, several important improvements have already been completed, including an updated roof, electrical panel, and heating system. The home also features owned solar panels, adding the benefit of energy efficiency without a solar lease to assume.Inside, you’ll find original yellow pine woodwork, hardwood flooring, and plenty of character just waiting to be refreshed. The versatile 1st floor features; enclosed porch, dining and living room large eat-in kitchen, full bath, bedroom and a family room. The spacious 2nd floor features 2 additional bedrooms and a walk in closet. Outside, enjoy a spacious yard with room for gardening, entertaining, or relaxing, along with a detached 2-car garage offering valuable off street parking, great for storage, and/or workshop space.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 865 sq ft (the lesser of 900 sq ft or half the 1,729 sq ft principal dwelling).
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Refrigerator
Neighborhood
Public Transportation • Shopping • Medical Facility • Highway Access • Private School • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstDining Room
Lvl FirstKitchen
Lvl FirstFamily Room
Lvl FirstPrimary Bedroom
Lvl SecondBedroom 2
Lvl SecondBedroom 3
Lvl FirstCloset, Flooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Full
Listing Agent: Lora Savage
Listing Office: Century 21 XSELL REALTY
MLS® Number: 73580988