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15 Days on market
71 Nicolle Ter Gardner — Photo 1 of 42

71 Nicolle Ter Gardner — Photo 1 of 42

$675,000

Investment Analysis — 71 Nicolle Ter

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 1.66% cap rate and $11,189/yr in estimated NOI at the $675,000 list price. Adjust every assumption in the calculator below.

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Beds

3

Baths

2.5

SqFt

2,380

Style

Single Family

Built

2002

At the end of a quiet cul-de-sac, this spacious 3-bedroom home offers 2,380 sq. ft. on 1.95 acres. The 35-panel solar system is owned—not leased—and net electric charges for 12 consecutive billing periods totaled $2,591.50, averaging $215.96 per billing period, including heating, cooling, and household electric use. Bills and the solar summary are available. Abundant windows bring natural light to the open kitchen and living room. Two proposed bedrooms were combined during construction to create an oversized primary suite with attached bath and two walk-in closets. Features include a formal dining room, office, knotty-pine three-season porch, deck, bonus room over the 2-car garage, and an unfinished walkout lower level with rough-in plumbing, large windows, and French door. A substantial fenced portion of the yard, perennial gardens, and wooded surroundings offer exceptional privacy while retaining the open feel and charm of an established neighborhood. About a mile from Route 2.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,380 sq ft principal dwelling). Lot size: 84,829 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$675,000
Annual Taxes$7,051

Parking

Garage2
Off-Street4

Interior Specifications

Total Rooms8
Fireplaces1
FlooringWood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet
BasementFull, Walk-Out Access, Interior Entry, Radon Remediation System, Concrete, Unfinished

Climate & Utilities

HeatingCentral, Forced Air, Heat Pump, Air Source Heat Pumps (ASHP)
CoolingCentral Air, Heat Pump, High Seer Heat Pump (12+), Whole House Fan
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningResidentia

Property & Lot

Acres1.95
SqFt Lot84,829
Lot FeaturesCul-De-Sac, Easements, Gentle Sloping

Amenities & Appliances

Electric Water Heater • Water Heater • Dishwasher • Disposal • Microwave • Refrigerator • Range Hood • Plumbed For Ice Maker

Neighborhood

Shopping • Walk/Jog Trails • Golf • Medical Facility • Bike Path • Highway Access

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bathroom 2Bathroom 3
First
Dining RoomFamily Room
Main,First
Living RoomKitchenBathroom 1
Main
Office
Living Room
Lvl Main,First

Ceiling Fan(s), Flooring - Hardwood, Deck - Exterior, Open Floorplan, Recessed Lighting, Lighting - Overhead

Dining Room
Lvl First

Flooring - Hardwood, Crown Molding

Kitchen
Lvl Main,First

Flooring - Hardwood, Dining Area, Deck - Exterior, Open Floorplan, Recessed Lighting

Office
Lvl Main

Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead

Family Room
Lvl First
Primary Bedroom
Lvl Second

Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead

Bathroom 1
Lvl Main,First

Bathroom - Half, Ceiling Fan(s), Flooring - Hardwood, Pedestal Sink

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub & Shower, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Enclosed Shower - Fiberglass

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Lydia Desgroseilliers

Listing Office: Heritage Park Realty

MLS® Number: 73575593