
14 Travers St Gardner — Photo 1 of 40
$399,900
Investment Analysis — 14 Travers St
Gardner, MA 01440
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 3.67% cap rate and $14,667/yr in estimated NOI at the $399,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2.5
SqFt
2,622
Style
Single Family
Built
1910
Welcome to this truly unique single family home offering spacious living, distinctive architectural details and the added bonus of a storefront/business space! The main living area features 3 bedrooms & 2 baths with a bright, sun filled open concept design. The custom kitchen flows seamlessly into the dining & living ares highlighted by a dramatic dome vaulted ceiling & skylights that fill the home w/ natural light. Central air provides comfort while sliders lead to a deck overlooking peaceful babbling brook & beautiful natural surroundings. What truly sets this home apart is the storefront/ business space on the lower level complete w/ separate office, half bath and massive workshop/storage area previously used as a custom furniture shop. Perfect for home based business, artist studio, professional office, workshop or potential rental income opportunity. Enjoy the convenience of living and working from one property while keeping the spaces separate. Fantastic commenter location just one minute from Rt. 2.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,622 sq ft principal dwelling). Lot size: 8,060 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Refrigerator
Neighborhood
Public Transportation • Shopping • Park • Walk/Jog Trails • Medical Facility • Highway Access
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl SecondFlooring - Laminate, Open Floorplan
Kitchen
Lvl SecondFlooring - Laminate, Dining Area, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances
Office
Lvl FirstFlooring - Wall to Wall Carpet
Family Room
Lvl SecondVaulted Ceiling(s), Flooring - Laminate, French Doors, Exterior Access
Primary Bedroom
Lvl SecondWalk-In Closet(s), Flooring - Laminate
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondSkylight, Closet, Flooring - Wall to Wall Carpet
Bathroom 1
Lvl SecondBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
Bathroom 3
Lvl FirstProperty History
$399,900
Sep 24, 2026
MLS® 73582340
$399,900
Sep 24, 2026
MLS® 73582356
$270,000
Feb 16, 2006
MLS® 70276623
$270,000
Oct 11, 2005
MLS® 70276623
Listing Agent: Shannon Johnson
Listing Office: Janice Mitchell R.E., Inc
MLS® Number: 73582340