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246 Acton Road Chelmsford — Photo 1 of 42

246 Acton Road Chelmsford — Photo 1 of 42

$1,150,000

Investment Analysis — 246 Acton Road

Chelmsford, MA 01824 — South Chelmsford

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01824 carries an estimated $3,840/mo in gross rent — about a 1.64% cap rate and $18,835/yr in estimated NOI at the $1,150,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

3,096

Style

Single Family

Built

1855

Fantastic opportunity with exceptional potential! This charming antique property sits on 4.02 acres and offers a unique combination of residential character, established garden-center infrastructure, and versatile commercial/mixed-use space.Step inside to an expansive country kitchen featuring beautiful flooring and an open-concept layout, perfect for everyday living and entertaining. The warm and inviting family room features a gas stove, creating a cozy gathering space. The home also offers updated windows, a boiler approximately five years old, and a hot water tank installed in 2025. A large attic provides excellent storage and offers additional potential for future use.The property includes retail/store space and three greenhouses, with the garden center benefiting from well water. The garden-center space has been rented for the past six years, providing an established income opportunity. Adding to the property's versatility are two separate mixed-use spaces, offering potential for a variety of business uses or an apartment, subject to applicable approvals. Whether you're looking for an owner-user property, an entrepreneurial opportunity, an investment, or a place to combine residential and commercial uses, this distinctive property offers numerous possibilities. With its antique charm, 4.02 acres, established garden-center infrastructure, and flexible mixed-use spaces, this property offers character, versatility, and room to bring your vision to life. Explore the possibilities!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,096 sq ft principal dwelling). Lot size: 175,111 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$1,150,000
Annual Taxes$16,186

Parking

Garage0
Off-Street20

Interior Specifications

Total Rooms11
Fireplaces1
FlooringWood, Tile, Carpet, Hardwood, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Flooring - Wood
BasementFull, Interior Entry, Bulkhead, Concrete, Unfinished

Climate & Utilities

HeatingElectric Baseboard, Hot Water, Natural Gas
CoolingWindow Unit(s)
WaterPrivate
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone, Brick/Mortar
ZoningRB

Property & Lot

Acres4.02
SqFt Lot175,111
Lot FeaturesCorner Lot, Easements, Farm

Amenities & Appliances

Electric Water Heater • Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Shopping • Park • Walk/Jog Trails • Golf • Medical Facility • Laundromat

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2Bathroom 3
First
Living RoomDining RoomKitchenOfficeFamily RoomBathroom 1
Living Room
Lvl First

13.833333333 x 15.75

Flooring - Hardwood, Lighting - Overhead

Dining Room
Lvl First

13.5 x 13.583333333

Flooring - Laminate, Lighting - Overhead

Kitchen
Lvl First

30 x 14

Closet/Cabinets - Custom Built, Flooring - Laminate, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Lighting - Overhead

Office
Lvl First

8.833333333 x 19.75

Closet - Walk-in, Flooring - Wall to Wall Carpet, Lighting - Overhead

Family Room
Lvl First

16.666666666 x 27.75

Ceiling Fan(s), Flooring - Hardwood

Primary Bedroom
Lvl Second

17.666666666 x 15.916666666

Walk-In Closet(s), Flooring - Hardwood

Bedroom 2
Lvl Second

13.833333333 x 14

Bedroom 3
Lvl Second

10.25 x 9.083333333

Closet, Flooring - Hardwood, Lighting - Overhead

Bedroom 4
Lvl Second

14.083333333 x 13.916666666

Flooring - Hardwood

Bathroom 1
Lvl First

8.083333333 x 7.583333333

Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Lighting - Sconce, Lighting - Overhead

Bathroom 2
Lvl Second

5.666666666 x 6.583333333

Bathroom - Half, Flooring - Stone/Ceramic Tile, Wainscoting, Lighting - Sconce

Bathroom 3
Lvl Second

8 x 7.75

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Wainscoting, Lighting - Sconce, Lighting - Overhead, Pedestal Sink

Listing Provided By

Listing Agent: The Espinola Group

Listing Office: Keller Williams Realty-Merrimack

MLS® Number: 73582259