
49 Wheelock Street Oxford — Photo 1 of 36
$385,000
Investment Analysis — 49 Wheelock Street
Oxford, MA 01540
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 3-bedroom in 01540 carries an estimated $2,080/mo in gross rent — about a 3.86% cap rate and $14,851/yr in estimated NOI at the $385,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1
SqFt
1,182
Style
Single Family
Built
1955
Move-in-ready ranch living meets flexible bonus space in this well-cared-for three-bedroom Oxford home! Enter inside to a comfortable living room where hardwood floors continue into the dining area, creating an easy, connected space for daily life. The adjoining kitchen features modern stainless-steel appliances and direct access to the back deck, making indoor-outdoor living simple. Down the hall, three bedrooms and a full bathroom with a tub and shower complete the main floor, offering the ease of single-level living. Downstairs, the finished family room and separate sitting room provide and ideal space for movie nights, a home office, or a play area, while the unfinished portion keeps storage and utility needs organized. Outside, an oversized deck and generous patio overlook the partially fenced yard, offering multiple places to relax and entertain. The location puts local amenities within convenient reach and provides easy access to 395. Recent improvements include an upgraded bulkhead in 2015, a new oil tank in 2021, patio and gutters in 2022, a new septic system and outdoor fencing in 2024, installed a gazebo and an upgraded water heater in 2025, plus a newly installed front door and storm door just last month! With its practical one-level layout, expanded lower-level living area, and appealing outdoor setup, this Oxford ranch is ready for its next chapter! By entering the property you are giving consent to being recorded at an open house or any showings.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 591 sq ft (the lesser of 900 sq ft or half the 1,182 sq ft principal dwelling). Lot size: 10,800 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer
Neighborhood
Shopping • Park • Laundromat • House of Worship
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First11 x 11
Flooring - Hardwood, Recessed Lighting
Dining Room
Lvl First8 x 8
Flooring - Hardwood
Kitchen
Lvl First12 x 11
Flooring - Stone/Ceramic Tile, Pantry, Countertops - Stone/Granite/Solid, Exterior Access, Stainless Steel Appliances
Family Room
Lvl Basement15 x 10
Flooring - Stone/Ceramic Tile
Primary Bedroom
Lvl First11 x 11
Ceiling Fan(s), Closet, Flooring - Hardwood
Bedroom 2
Lvl First8 x 11
Bedroom 3
Lvl First9 x 11
Ceiling Fan(s), Closet, Flooring - Hardwood
Bathroom 1
Lvl First7 x 8
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Listing Agent: The Balestracci Group
Listing Office: Lamacchia Realty, Inc.
MLS® Number: 73580949